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Three industries, seven questions, one number. Real penalty ranges drawn from public DoJ, OCR, and PCI enforcement data — not estimates from a vendor whitepaper. No login. No email required for the headline number.
Preliminary exposure
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$50K – $11.2M
per occurrence · all industries
Before you begin
Read this first.
This tool produces illustrative penalty ranges based on public regulatory frameworks and historical enforcement data. It is not legal advice, not an underwriting decision, and not a prediction of what any specific regulator will do in your case. Actual penalties depend on facts a calculator cannot know: prosecutorial discretion, cooperation, prior history, mitigating evidence, and counsel's strategy. Before acting on any result, consult a qualified compliance attorney. Sources cited at the bottom of the result page.
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Your exposure
$0 – $0
per occurrence
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What this quote is based on
Read before acting on this number. The figures above are illustrative ranges built from published penalty tiers, public enforcement settlements, and inflation-adjusted statutory amounts. They do not predict what a regulator, court, or card brand will actually do in your specific situation. Penalty outcomes depend on facts no calculator can see: prosecutorial discretion, voluntary disclosure timing, the strength of your evidence, prior compliance history, the quality of legal counsel, and whether you settle or litigate. Treat this as a conversation starter with a qualified attorney — not as an estimate you can rely on, and not as a substitute for professional advice. wouldigetfined.com and its operators disclaim all liability for decisions made based on this output.